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How To Help Take The Confusion Out Of Money With Hands On Lessons

4/20/2025

 
When teaching young children, money can be a challenging concept to master. While we often think of coins as simple objects with values attached, for kids, coin recognition and counting money can be tough to grasp. After all, a dime might look smaller than a nickel, but it’s worth more—that’s a lot for young minds to juggle. Not only that, many kids don't have a change to handle money because many transactions are done with debit and credit cards.
Hands on activities with money
Teaching young kids about money is a crucial skill, but it can also be one of the trickiest concepts to make fun and relatable. You might have found yourself wondering how to keep them engaged while helping them make sense of coins, bills, and word problems. You’re not alone! Many teachers face the same challenge—how to bring real-world money skills into the classroom in a way that clicks.

The good news? You don’t have to reinvent the wheel. With the right mix of hands-on practice and visual support, your students can develop confidence and competence when working with money. 
debit cards and piggy banks

Using Play Money for Coin Recognition

Before you can dive into counting and word problems, students need to recognize the different coins. Coin recognition isn’t just about identifying the coin’s name; it’s also about understanding the relationship between size, shape, and value.
Here are some fun ways to help your students practice coin recognition:
  • Coin Sorting: Have students sort coins by size, color, or value. This is a great hands-on activity that encourages visual and tactile learning.
  • Coin Matching: Create cards with images of coins, and ask students to match the cards with actual coins. You can make it into a memory game for added fun!
This visual learning will help students clearly understand the differences between pennies, nickels, dimes, and quarters.
counting and sorting coins

Why Hands-On Practice Makes a Difference

Students often struggle with the abstract concept of money because they don’t always get the chance to physically interact with coins. Holding, sorting, and counting real coins helps students develop a concrete understanding of their value. By physically manipulating the coins, students are more likely to internalize the differences between coins and how their values add up.

💡 Teaching Tip: Set up a “money exploration station” where students can freely sort coins by value or size. Give them a set of real or play coins and let them explore, compare, and organize. This is a great way to build familiarity before diving into counting!
hands full of coins

A Money Unit That Provides Lessons For Young Children

Today, I’m sharing a money unit with you that can create engaging, effective money lessons that are both easy to prep and meaningful for students.

The beauty of this unit is it was created collaboratively with my Grade 3 students. We took time to work together to figure out the different activities and we did lots of practice with counting, sorting, and spending money in various role playing activities. 

If you've ever taught a money unit, you already know how tricky it can be. Some students instantly “get it” when it comes to identifying coins and counting bills. Others struggle to remember what a dime is worth—let alone how to make change.

​
It’s normal to have a wide range of abilities in your classroom, but that doesn’t make your job any easier. This unit takes a step by step approach and involves lots of hands on practice and real world examples to help kids make sense of what they are learning. It handles the planning piece and makes things low prep for you.
money lessons and word problem task cards
Check out this unit here. For more information on how we used what we learned to create a spring fundraiser, check out this blog post. For more information about how we worked through the unit, check here.

Grab a Free Sampler

money lessons for children sampler
Grab your sampler here
Here is a sampler of a couple of lessons and templates from the unit. Give it a try and see how you can make working with money real for kids.

Kid Themed Money Word Problems

As part of the money unit, several scenarios were created that were kid friendly and helped with learning how to use money in the real world. This resulted in a supplementary resource of kid themed money word problem task cards. You can check it out here.
money lessons for children that work
For more tips and resources for teaching young children how to work with money check out my next blog post. There I will focus on resources for both Canadian and American currency.
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Talk soon. Thanks for stopping by. Charlene

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    About Me Charlene Sequeira

    I am a wife, mother of 4, grandmother of 9, and a retired primary and music teacher. I love working with kids and continue to volunteer at school and teach ukulele.

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