Diamond Mom's Treasury
  • Home
  • About Me
  • Blog
  • Contact Me
  • Featured Resources Of The Month

Welcome To My Blog

header for Diamond Mom's Treasury of Teaching Resources

How To Help Kids Find Ways To Earn And Manage Money This Summer

6/28/2026

 
Summer often brings thoughts of vacations, camps, and long days outdoors. While some families have exciting trips planned, many children will spend much of their summer closer to home. No matter what summer looks like, it can provide wonderful learning opportunities.
​
One area that often gets overlooked is money management. Summer gives children a chance to earn, save, spend, and plan in ways that feel meaningful because the experiences are real.
money ideas for summer

Learning About Earning

Children are naturally curious about money. They often ask where money comes from, how much things cost, and why adults make certain spending decisions.

One summer, my grandchildren had an opportunity to earn money while helping the family. When their great-grandmother moved into a care home, there was no longer a need for the gardener who had been caring for her yard. Instead, I hired my grandchildren to help with the work and paid them from the money that had previously gone toward the gardening service.

The older two took responsibility for mowing the lawn and trimming around the edges. The younger two had the important job of watering the flowers and shrubs. Admittedly, they often ended up watering themselves almost as much as the plants, but they took their responsibilities seriously and had a great time doing it.

Each child was paid according to the type of work they were doing and their age. They were always excited to come over, complete their jobs, and receive their earnings. More importantly, they began to understand that money is earned through effort and responsibility. They were proud of their work and enjoyed seeing the results of their efforts in the yard.
Experiences like this help children see that earning money is about more than receiving cash. It teaches responsibility, builds confidence, and helps them understand the value of the work behind every dollar they earn.
earning money with jobs

Saving For A Goal

One of the most valuable lessons children can learn is that saving takes patience.

How many times have you driven through your neighborhood and seen children running a lemonade stand on a warm summer day? Or stopped at a garage sale and noticed a table set up with children's toys, books, or games for sale? These simple ventures have been part of childhood for generations.

For many children, the goal isn't simply earning money. They may be saving for a special toy, a new bike, a video game, summer camp spending money, or another item they have been hoping to purchase. Having a goal gives children a reason to keep working, saving, and making thoughtful decisions about how they spend their money.

Whether children are helping with yard work, running a lemonade stand, or selling outgrown toys at a garage sale, earning their own money often makes saving for a goal much more meaningful.
​
When children can see themselves getting closer to something they really want, they begin to understand that saving requires patience and planning. They also experience the satisfaction of reaching a goal through their own efforts.
kids earning money

Becoming Young Entrepreneurs

Many children love creating things, and summer can provide opportunities to turn those interests into small business experiences.

Over the years, I watched this happen in my own Grade 3 classroom. One year, my students wanted to raise money for a special field trip. Together, we brainstormed ideas and created a variety of items to sell. The children quickly discovered that there was much more involved than simply collecting money.

They needed to decide what to make, estimate costs, determine prices, advertise their products, and keep track of the money that came in. They learned how to count change, calculate profits, and make decisions as a group. The fundraiser became much more than a way to earn money for our trip. It became a real-world learning experience.

The students were highly motivated because they had a meaningful goal. Every item they created and every sale they made brought them one step closer to the field trip they were hoping to take.

Summer offers similar opportunities for children. They might create friendship bracelets, painted rocks, bookmarks, greeting cards, baked goods with adult help, or products from a family garden. Even a small project can introduce important concepts such as budgeting, pricing, advertising, customer service, and problem-solving.
​
Children quickly discover that running a business involves much more than simply earning money. They learn planning, responsibility, teamwork, and perseverance along the way.
creating things to sell

Everyday Money Lessons

Not every money lesson needs to involve earning money.
Family activities can provide valuable opportunities to practice money skills:
  • Comparing prices at the grocery store.
  • Estimating costs before shopping.
  • Looking at flyers and planning purchases.
  • Calculating change.
  • Creating a budget for a family outing.
  • Deciding how to spend a small amount of spending money.
These conversations help children understand that money decisions are part of everyday life.
fundraising ideas

Bringing Money Lessons Into The Classroom

The money skills children practice during the summer connect directly to many classroom learning goals. Whether they are earning money through chores, saving for a special purchase, or operating a small business venture, they are developing financial literacy skills that will serve them throughout their lives.

The fundraiser my Grade 3 students organized remains one of my favorite examples of meaningful learning. If you'd like to read more about that experience, be sure to visit my blog post about our spring fundraiser. It shares more details about the planning, teamwork, and learning that took place throughout the project.

That experience was one of the reasons I enjoyed teaching money concepts through hands-on activities. When children have a purpose for using money skills, the learning becomes much more meaningful.
​
If you're looking for ways to help students build money skills in the classroom, my Money Lessons unit provides hands-on opportunities for students to practice counting money, making change, solving real-world money problems, and developing financial literacy concepts. These activities help children connect classroom learning with the kinds of real-life experiences they may encounter during the summer.
money lessons for children

Learning Beyond The Dollars

The biggest lessons children learn through money activities often have very little to do with money itself.
  • They learn patience when saving for something special.
  • They learn responsibility when managing their earnings.
  • They learn perseverance when a project doesn't go exactly as planned.
  • They learn confidence when their efforts help them reach a goal.
  • They learn problem-solving when they need to make decisions about spending, saving, or running a small business. ​
helping kids manage money
Whether children are helping in the garden, running a lemonade stand, selling handmade creations, or saving toward a special goal, summer offers countless opportunities to learn valuable money skills. The lessons they learn about responsibility, planning, perseverance, and financial literacy can last long after summer is over. The amount of money earned may be small, but the life lessons can be priceless.
sign up for my newsletter to stay up to date witht ips, new products and special happenings
Talk soon. Thanks for stopping by. Charlene

Related Posts

2 helpful resources that teach kids about money

How Geocaching Helps Kids Have Fun Practicing Mapping Skills Outdoors

6/7/2026

 
Have you ever wondered where the name Diamond Mom's Treasury came from?
Many people assume it has something to do with being a mom or grandmother, but the truth is that my online name came from my geocaching days.

Years ago, geocaching was one of my favorite hobbies. I loved heading outdoors with a GPS, following coordinates, and searching for hidden treasures tucked away in parks, forests, and unexpected places. Every find felt like a little adventure.
​
After an injury, however, I wasn't able to do the same climbing, scrambling, and searching that I once enjoyed. For a while, I thought my geocaching days were mostly behind me.
taking mapping skills outdoors with geocaching
Then my grandchildren came along.
​
Now, when we go geocaching together, they do much of the searching while I help guide them. I may not be the one peeking under logs or reaching into hiding spots anymore, but I still enjoy the excitement of the hunt.

​In many ways, geocaching has become even more rewarding because it gives us a chance to explore, learn, and make memories together.
grandkids with a geocache guardian
One of my favorite geocaching memories happened when we were searching near a river while camping. Everyone had a different theory about where the cache might be hidden.

The children searched tree roots, rocks, and nearby trails while the adults studied the clues. When someone finally spotted the cache, the excitement spread through the whole group.

​It wasn't just about finding the container. It was the teamwork, problem-solving, and shared celebration that made the experience memorable.
family looking for a geocache

A Great Activity For Everyone

As summer approaches, many families look for activities that are fun, affordable, and engaging for children. Geocaching checks all of those boxes. Whether children are spending time with parents, grandparents, or other caregivers, it can be a wonderful way to spend a summer afternoon.

Geocaching is one of those rare activities that works well for all ages.
  • Young children can search for hiding spots.
  • Older children can help navigate.
  • Adults can guide, encourage, and enjoy the adventure alongside them.
  • Everyone contributes, and everyone celebrates when the cache is finally found.

Why Kids Love Geocaching

For children, geocaching feels like a treasure hunt.

Instead of simply going for a walk, they have a mission. They search for clues, solve problems, and experience the excitement of discovering something hidden.
​
The adventure keeps them moving, exploring, and paying attention to the world around them.
Best of all, adults and children can work together as a team.
One of the things children love about geocaching is the element of surprise. Sometimes you're looking for a tiny container hidden in plain sight. Other times you stumble across something completely unexpected, like this oversized cache we discovered during one of our adventures.
geocaching containers
extra large geocache container
Not all geocaches are small! Finding this giant cache was definitely a memorable surprise.

Hidden Learning Opportunities

As a teacher, I always appreciated activities that made learning feel natural rather than forced. Geocaching is one of those activities.
Children practice:
  • Reading maps
  • Following directions
  • Understanding locations and coordinates
  • Problem-solving
  • Observation skills
  • Communication and teamwork
Many children don't even realize they are practicing important skills while focused on finding the cache.
gps devices

Bringing Geocaching Into The Classroom

My interest in geocaching eventually found its way into my teaching.

One year, I organized a geocaching adventure for staff members to show how the activity could be used to teach coordinates and mapping skills in an engaging way. I also created a scavenger hunt that required them to follow directional clues before discovering a hidden cache of teacher supplies. They had a blast!

Following our study on mapping skills, I introduced my class to activities that involved locating items in the nearby area. I also shared geocaching stories and adventures with them. We even created a simple class geocache in a nearby forested area.

The excitement of using real-world mapping skills gave purpose to lessons that might otherwise have felt abstract. When children can apply their learning in meaningful ways, concepts tend to stick.

Here is the Mapping Skills bundle I used to introduce reading maps and grids. 
mapping skills practice bundle
If you've never tried geocaching before, getting started is easier than you might think.

Begin with beginner-friendly caches in local parks or public spaces. Bring water, comfortable walking shoes, and a sense of adventure. Many geocaches include a logbook where visitors can record their find.
​
You may be surprised at how many hidden treasures are waiting to be discovered right in your own community.

More Than Finding A Cache

When I think about geocaching now, I realize that the hidden container isn't really the treasure.
The treasure is spending time together.

It's the conversations along the trail, the teamwork involved in solving a problem, and the excitement on a child's face when they spot something everyone else missed.

Years ago, geocaching was a hobby I enjoyed on my own. Today, it has become a way to connect generations, encourage learning, and create lasting summer memories. And that's a treasure worth finding.
kids using gps to locate things
Years ago, geocaching was a hobby I enjoyed on my own. Today, it has become a way to connect generations, encourage learning, and create lasting summer memories. And that's a treasure worth finding.

​
"Diamondmom" was simply my geocaching name. I never imagined that years later it would become the name of my teaching store and blog.

​Looking back, it seems fitting. Geocaching has always been about discovering treasures. These days, the treasures I value most aren't hidden in containers. They're the moments spent exploring, learning, and making memories with my family and the kids I work with.
how Diamond Mom's Treasury started
Sign up for my newsletter to stay up to date with tips, new products and special happenings
Talk soon. Thanks for stopping by. Charlene

Related Posts

mapping and geocaching

How Doing Special Days Activities Help Kids Share Thanks For Helpers

5/24/2026

 
The end of the school year always seems to arrive all at once. One minute we're settling into spring routines, and the next we're juggling field trips, assemblies, sports days, classroom clean-up, and kids counting down the days until summer vacation.

Somewhere in the middle of all that busyness, I always tried to make room for activities that helped children slow down a little and think about the people who care for them and help them every day.
celebrating special people at school
What I noticed over the years was that kids genuinely love making things for other people. Even children who sometimes rushed through writing activities suddenly became very careful when they were creating something for a mom, dad, grandparent, caregiver, or another important person in their life. They wanted their cards folded neatly, their coloring to look just right, and their messages to feel meaningful.

And some of the best classroom conversations came out of those moments.
“I didn’t know my aunt used to help in a classroom too.”
“My dad always makes my lunch, even when he’s tired.”
“My grandma helps me read harder books.”
​
Those little comments always reminded me that these activities were never just “end-of-year crafts.” They were ways for children to recognize the care and support that surrounds them.
cards for mothers and fathers

Making Mother’s Day Activities Personal

Mother’s Day activities were always a time when children had so much they wanted to share. Some wrote heartfelt messages, while others went straight for the humor with coupon books.

There were always coupons like:
  • “One free hug”
  • “I will clean my room”
  • “Breakfast in bed”
  • “No complaining for one whole day” (this one always got a smile)

What I appreciated most was how flexible these activities could be. Not every child was creating something for a mother. Some made gifts for grandmothers, stepmothers, foster parents, older siblings, aunts, or other important caregivers. That flexibility mattered.

Even though Mother’s Day has already passed for this year, these are the kinds of low-prep resources that are really helpful to have on hand ahead of time so next year doesn’t feel rushed. Some resources that support these activities include:
  • Mother’s Day Certificates (free)
  • Special Mother’s Day Coupons and Acrostic Activities
  • Mother’s Day Booklets and Cards
These resources also include versions for other special women.
Mothers Day certificates
Mothers Day coupons and acrostics
My Mom booklet

​Father’s Day Activities That Feel Real to Kids

Father’s Day activities often lead to very genuine conversations in the classroom. Kids talk about fishing trips, fixing bikes, playing games, building things, or simply spending time together.
Some children write about dads, while others create cards for grandfathers, stepdads, uncles, older siblings, or other important adults.

What stands out most is how personal the writing becomes when children reflect on real experiences.
This resource fits well for that kind of writing and creativity:
  • Father’s Day Cards and Posters
  • ​Father's Day Cards
Fathers Day cards and posters
Fathers Day Cards

Teaching Kids to Notice the Helpers Around Them

One of my favorite end-of-year traditions was focusing on gratitude for the people who help our school run every day.

Children often don’t notice how many people support them until they stop and think about it. Custodians, office staff, librarians, educational assistants, volunteers, bus drivers, and crossing guards all play such an important role in their daily lives.

One year, my class made Thank You placemats for a volunteer tea. The children worked so carefully decorating them and adding drawings and messages. They were so excited knowing the volunteers would actually use them during the event.

We also made Thank You For Your Helping Hands cards for the volunteers to take home afterward. The kids loved handing them out and seeing the reactions. It turned into one of those simple activities that felt really meaningful without needing much preparation.

These kinds of activities give children a real purpose for their writing and help them see how their words can impact others.
Here are the placemats and cards we used:
  • Helping Hands Thank You Notes
  • Helping Hands Thank You Notes BW Version
  • Helping Hands Thank You Cards
Helping hands thank you notes
Helping hands thank you notes in black and white
Helping hands thank you cards

A Simple Free Resource to Try

If you’re looking for something simple to try with your children, I have a free sample of Thank You Helping Hands. It’s an easy way to introduce a gratitude activity during these busy final weeks of school or to save for another time in the year when you want something low-prep but meaningful.
  • Free Thank You Helping Hands Sample
Free thank you helping hands sample
These kinds of activities don’t take much time, but they often become the moments children remember.

Whether it’s a Mother’s Day card, a Father’s Day poster, or a simple thank-you note, kids have a way of putting real thought into something when they know it’s going to someone who matters to them.

And for teachers, it helps to have a few of these ready to go, especially knowing how quickly the end of the year fills up.
special days coupons templates and acrostics
Here are some templates for coupons and acrostics that can be used for other occasions, as well as for the school year.

Hang in there. Summer break is almost here. 
making cards for special people
Sign up for my newsletter to stay up to date with tips, new products and special happenings
Talk soon. Thanks for stopping by. Charlene

Related Posts

celebrating you on this occasion

How To Finish The School Year Strong With Goals Students Care About

5/17/2026

 
As the school year starts winding down, keeping kids focused can become a challenge. The weather gets warmer, routines start to feel tired, and summer vacation is suddenly close enough that everyone can almost taste it. Even teachers sometimes need a little extra motivation during those final weeks.
ways to motivate tired teachers and students
One thing that worked very well in my classroom was giving kids something special to work toward together. It helped keep everyone focused, encouraged teamwork, and gave us something positive to look forward to as we finished the year strong.
The key was that these activities were not just random “reward days.” They were experiences we earned together by staying on task, completing assignments, helping one another, and keeping our classroom routines running smoothly right through the end of the school year.
goals and rewards signs
One of our favorite end-of-year activities was our trip to the local water park. We were fortunate that it was within walking distance of our school, so kids could bring their lunches and we could spend the afternoon there together. The excitement leading up to that day was often enough to help them stay motivated for weeks beforehand. It was simple, active, inexpensive, and something they remembered long after the school year ended.
water park
Another favorite event was our beach day at the seashore. This became a special tradition for many of my classes. We would walk to the beach and spend part of the day exploring the shoreline together. We would do a sea life scavenger hunt where kids carried magnifying glasses and small buckets as they searched for interesting tidepool discoveries. They would carefully collect items to show the adults helping with the activity and then return them to where they had found them afterward. If they spotted sea stars or other creatures attached to rocks, they would proudly show us the location without disturbing them. It became a wonderful opportunity to teach respect for marine life while still allowing kids to explore and observe closely.

Later, families would join us for a beach wiener roast, which made the day feel even more special. It created a real sense of community at the end of the school year and gave kids, parents, and teachers a chance to relax and celebrate together.

tide pool and hot dog roast
Here are some scavenger hunts that would work well for younger children. 
3 seashore scavenger hunts
Get your free copy here
Another activity that kids might really enjoy is a landmark scavenger hunt. This could be easily localized with photos and questions that fit where they live or a nearby area. Leadership students or adults could be asked to come along and monitor groups and take pictures.

I created one for a visiting group along our local seawalk. The students were divided into small groups, each with an older leadership student or an adult helper. They worked together to locate landmarks, answer questions, and take photographs along the route. The students loved the combination of teamwork, movement, and exploration. Activities like this kept students engaged while still encouraging problem-solving, observation skills, and cooperation.
Looking back, I think these activities worked so well because they gave kids meaningful shared experiences to work toward together. The final weeks of school can sometimes feel long, but having positive goals and memorable activities helped keep our classroom connected and motivated right until the last day.
our goal
shared group activity
The activities did not need to be elaborate or expensive to matter. Some of the experiences students talked about for years afterward were the simple ones that allowed them to explore, laugh, work together, and enjoy time outdoors with their classmates.
activity to motive kids
As teachers, we put a lot of energy into making the school year meaningful from September to June. The final weeks of school do not always need elaborate themes or expensive celebrations. Sometimes the most meaningful motivation comes from simple shared experiences that help kids feel connected and proud of what they accomplished together before the school year ends.
sign up for my newsletter to stay up to date with tips, new products and special happenings
Talk soon. Thanks for stopping by. Charlene

Related Posts

fun activities for students at end of year

How To Help Kids Move Beyond Counting Coins To Using Money In A Digital World

4/26/2026

 
There are some topics children are very curious about, and money is definitely one of them. They see adults tap cards, use bank machines, shop online, and talk about saving for things, but many children do not really understand how money works.

In my previous blog posts, I shared ideas for helping students recognize coins, count money, and solve money word problems. Those skills are important building blocks. This classroom unit became the next step in helping students understand how money works in everyday life.
kids are curious about money and bank cards
When I was teaching Grade 3, I realized many of my students thought money simply came from a bank machine whenever they wanted it. They had no clear understanding of where that money came from, how accounts worked, or why people needed to earn money before they could spend it.

That realization led to one of the most practical and engaging units I ever taught.
misconceptions about debit cards

We Built the Unit Together

Instead of teaching money as only coin recognition and worksheets, we built a classroom money unit together based on the questions students had.

I gathered every set of play money and school money I could find, and we got to work.

We started with the basics:
  • recognizing coins and bills
  • identifying values
  • counting mixed groups of coins
  • making the same amount in different ways
  • comparing amounts
  • adding and subtracting money amounts

The hands-on work quickly gave students confidence. It also made regrouping and base ten concepts feel much more meaningful. When students can trade 10 dimes for a dollar or combine smaller amounts into larger ones, place value starts to make sense in practice.
hands on practice with money

Moving Beyond Counting Coins

Once students understood the basics, we moved into the bigger question: How does money actually work in real life?
That is where the learning became especially powerful.

We talked about:
  • earning money
  • saving money
  • spending money wisely
  • depositing money into an account
  • withdrawing money
  • keeping track of balances

We even used pretend debit cards and classroom bank accounts. Students actually had to deposit their earnings and subtract purchases or withdrawals. Suddenly, a bank machine was no longer a “free money machine.”

They began to understand that money has to come from somewhere first.
change in handling money

The Four Piggy Bank System

One of my favorite parts of the unit was using four piggy banks.

Whenever students earned classroom dollars, they divided each dollar into categories:
  • Give – helping others or donating
  • Goal – saving for something important
  • Fun – spending money for enjoyment
  • Grow – building savings for the future

This opened wonderful conversations about priorities, planning, generosity, and delayed gratification.
Even at eight or nine years old, children can begin learning that money decisions matter.
using piggy banks

Ways Children Can Earn Money

We also brainstormed realistic ways children ages 8–12 could earn money responsibly.

Students came up with ideas such as:
  • helping with yard work
  • pet care
  • organizing toys or shelves
  • recycling jobs
  • helping neighbours
  • extra chores at home
  • lemonade stands or simple sales (where appropriate)

Then we created scenarios and sample bank accounts where students earned money, spent money, saved money, and adjusted balances. They loved it because it felt real.
jobs for kids
By the end of the unit, students were far more aware of money than when we started.

They understood:
  • money is earned
  • accounts can grow or shrink
  • spending affects savings
  • saving takes patience
  • math is useful in everyday life

That kind of learning lasts.
learning about bank accounts

A Reminder for Teachers

Sometimes we teach money only as a math strand: count coins, make change, solve a worksheet. Those skills matter, but children also need financial understanding.

Even simple classroom routines can help:
  • run a pretend classroom bank
  • create earning opportunities
  • track balances
  • discuss wants vs needs
  • practice saving for goals
  • solve real-world money problems
When money learning connects to life, students become much more engaged.
money lessons reminder for teachers

Ready-to-Use Resources

That classroom experience inspired me to create resources teachers can use in their own classrooms.

Money Unit: Counting Money Activities, Worksheets, Word Problems & More
A full unit with hands-on practice, counting money, and money concepts.

Money Word Problems Activities, Task Cards & Counting Money Practice
Kid-friendly real-life money problems that connect math to everyday situations.
money lessons resources
​If you teach late primary or early intermediate students, money lessons can become so much more than coin counting. They can become life lessons.

And those are often the lessons students remember most.
Sign up for my newsletter to stay up to date with tips, new products and special happenings
Talk soon. Thanks for stopping by. Charlene

Related Posts

money lessons for children activities

How To Help Kids Learn To Handle Money In A Changing World

4/19/2026

 
In my last post, I shared some thoughts about the penny being phased out and how that change doesn’t need to feel overwhelming in the classroom.
​
But the penny is really just one piece of a larger challenge. Many children today don’t handle money as often as they used to. They may see adults tap a card, insert it into a machine, or pay online, but they don’t always see what’s happening behind the scenes. To them, it can feel like money simply appears when it’s needed.

Because of that, some important connections aren’t always clear:
  • The value of different coins and bills
  • How money is counted and combined
  • How to make change
changing how we handle money now

Making Money Visible in the Classroom

One of the most helpful things we can do is make money visible again. This means giving kids regular opportunities to:
  • Handle coins and bills
  • Count and combine amounts
  • Talk through simple buying and selling situations

Even small exercises help them build understanding. For example:
  • “If this item costs $7, how could you pay for it?”
  • “If you give $10, how much change would you get back?”

These questions help them see how money works in real life.
making money visible in the classroom

Why Counting and Making Change Still Matter

Even though many transactions are digital, the math behind them hasn’t changed. Kids still need to:
  • Count money accurately
  • Understand the value of coins and bills
  • Figure out how much more is needed
  • Determine change

These skills build number sense, connect directly to addition and subtraction, and help them make sense of everyday situations, even if cash isn’t involved.
counting money and making change

Building Confidence with Money

Some kids may feel unsure simply because they haven’t had as much exposure to handling money. Providing a variety of opportunities to practice can help:
  • Matching coins to their values
  • Counting mixed groups of coins
  • Solving simple money problems
  • Practicing real-life scenarios

As they become more comfortable, their confidence grows and so does their understanding.
handling money to build confidence

Where These Activities Fit In

Structured activities can really help kids build a solid foundation. Provide opportunities to:
  • Recognize coins and bills
  • Count money in different ways
  • Make change
  • Solve simple money problems

Give them the repetition and variety they need to understand money. Using a mix of full units and smaller task-based activities ensures they can apply what they’ve learned in meaningful ways. Here are some hands on resources that may help.
hands on Canadian money resources
hands on American money resources
Once kids understand coins, bills, and counting, they’re ready for the next step: understanding how money works in a broader sense. 
learn to use money differently
In my next post, I’ll explore ideas for helping kids make sense of money in everyday life, including earning, saving, and using money in real-world situations.
Sign up for my newsletter to stay up to date with tips, new products and special happenings
Talk soon. Thanks for stopping by. Charlene

Related Posts

changing the way we use money

How To Help Teach Kids About Money When The Penny Is Phased Out

4/12/2026

 
You may have heard that the United States will no longer be producing pennies. They’re being phased out.

If you’re a teacher, this might raise a few questions: Do we still teach pennies? Do we change how we teach money? What does this look like in the classroom?

The good news is you don’t need to panic.

Canada went through this in 2012 when our pennies were phased out, and the transition was smoother than many of us expected. Over time, both everyday transactions and classroom instruction continued just fine.
American penny is being phased out

What Actually Changed (and What Didn’t)

Even without pennies in circulation, cents haven’t disappeared. Prices are still written to the exact cent, and debit and credit transactions are still exact.

The main change is in cash transactions, which are now rounded to the nearest five cents. That means kids still need to understand how money works. They just apply that understanding differently in cash situations.
what actually changes

Do We Still Need to Teach Pennies?

Yes. Even if pennies aren’t used in cash transactions, they are still important for learning. Kids benefit from understanding that:
  • 10 pennies = 1 dime
  • Money follows base ten patterns
  • Small values combine to make larger ones

These ideas support place value, addition, subtraction and regrouping.

Pennies are also helpful when introducing rounding. Seeing pennies in front of them allows them to decide: “Is this closer to the previous nickel or the next one?” This visual makes rounding meaningful.
pennies still help with number sense

What Might Change in Your Teaching

Instead of removing pennies completely, consider how they are used. Kids can:
  • Use pennies to build understanding
  • Then practice working without them

This approach helps kids connect both concepts without confusion. Counting exact totals and then rounding for cash transactions gives them a clearer picture of real-world money use.
we still teach about pennies

Supporting This in the Classroom

To make this transition smooth, provide opportunities for kids to practice:
  • Rounding to the nearest five cents
  • Comparing exact totals and cash totals
  • Solving simple money situations without pennies

Activities like these help them see how money is actually used, and make the transition feel natural. For example, you might use resources I created for rounding up or down and working with money without pennies to give them hands-on practice.
rounding up and down with money
rounding up and down with money American
The change with the penny is just one part of a bigger picture. Money is starting to look different in students’ lives, and many children don’t regularly handle cash.
money handling has changed
​In my next post, we’ll explore how to teach money when kids aren’t getting as much hands-on experience outside of school. We’ll focus on helping them recognize coins and bills, count money, and make change while building the skills they need before moving into real-world earning and saving.
How to use money in today's world
Sign up for my newsletter to stay up to date with tips, new products and special happenings
Talk soon. Thanks for stopping by. Charlene

Related Posts

games and activities for teaching about money

How Growing Beans In The Classroom Helps Kids Learn About Plant Life Cycles

3/29/2026

 
This time of year always feels like the perfect moment to study plants with young children. As the weather warms and gardens begin to wake up, they start noticing the changes happening outside. Buds appear, grass grows greener, and tiny plants begin pushing their way up through the soil.

Those changes make plant life cycles a wonderful topic to explore in the classroom.
spring has sprung and plants are growing
Watching plants grow with children is one of those classroom experiences that never gets old.

A tiny seed doesn’t look like much at first. But with a little water, warmth, and patience, it begins to change. Roots appear. A stem pushes upward. Leaves slowly unfold.

For young kids, this transformation feels almost magical.
boy watching his seedlings grow

Growing Beans in the Classroom

One of the easiest and most effective ways to explore plant life cycles is by growing beans.

When I was teaching, we tried different ways to watch bean seeds grow. We planted them in pots and placed them near the window. We also put them in plastic bags with wet paper towels and attached them to the window, and once we put them in CD cases with a little soil and placed them in front of the window. The children checked on them every day to see what had changed.

It always made me smile to see children checking their seeds and pointing excitedly when the first root appeared or when a tiny stem began to grow.

Eventually, we would send the seedlings home so students could plant them in their gardens. Many kids proudly reported back about how tall their plants had grown.
life cycle of a seed
Plant investigations naturally lead to curiosity.

Kids start asking questions like:
• What do plants need to grow?
• How long does it take for seeds to sprout?
• What happens if plants don’t get enough water or light?
• Why do some plants grow faster than others?

These kinds of questions are the beginning of real scientific thinking.
investigation and questions

Simple Plant Investigation Activities

Young children can explore plant life cycles through many hands-on activities.
​
They might:
• observe seeds before planting them
• draw plant growth in science journals
• measure how tall their plants grow
• label plant parts
• compare different types of seeds

These simple observations help kids understand how plants grow and change over time.

To support these kinds of investigations, I created a Plant Investigations Bundle that includes recording pages and activities to help them observe, compare, and document plant growth.
learning about plants

Free Plant Cycle Poster

To help students visualize the stages of plant growth, I’m also sharing a free plant life cycle poster. This simple visual shows how a seed develops into a young plant.

Teachers often find that visuals like this help children connect what they see in their cups or garden plots with the larger idea of the plant life cycle.
plant life cycle poster
Get your free poster here

More Life Cycle Resources

If you are planning a life cycle unit, you may also want to explore the Life Cycles category in my TPT store. It includes activities designed to help children explore how both plants and animals grow and change.
plant life cycle resources
Life cycle studies are some of the most engaging science lessons you can teach in the primary classroom. When kids see seeds sprouting and plants growing in front of them, they begin to understand that science is happening all around them.

And sometimes, it all starts with something as small as a single seed.
learning about plant life cycles
Sign up for my newsletter to stay up to date with tips, new products and special happenings.
Talk soon. Thanks for stopping by.

Related Posts

life sciences study

Why Spring Is A Great Time To Teach Children About Animal Life Cycles

3/22/2026

 
As spring arrives, it makes me think about the new life all around us. Animal babies are born, and plants begin to sprout and bloom. This renewal in nature is amazing to watch, and it makes spring the perfect time to explore life cycles with kids.
spring is a time for studying new life
Think about the wonder on their faces as they watch caterpillars turn into butterflies, chicks peck their way out of eggs, or puppies and kittens grow alongside their mothers.

Young children are naturally curious about animals. They want to know where babies come from, how animals grow, and why they change as they get older. Studying animal life cycles helps answer many of those questions while giving students opportunities to observe, discuss, and compare what they see.
baby chick hatching
Life cycles are a wonderful way to introduce young students to scientific thinking. They begin to notice patterns and stages. They learn that living things grow and change over time, but they do so in predictable ways.

Some animals hatch from eggs. Others are born alive. Some animals go through dramatic changes, like caterpillars becoming butterflies, while others grow gradually from babies into adults.

These comparisons naturally lead to great classroom conversations.
frog and butterfly life cycles

Simple Animal Life Cycle Activities

There are many ways to make life cycles meaningful for young children.
They can:
• sequence the stages of an animal’s life
• draw and label life cycle diagrams
• compare different animal life cycles
• write or talk about what they observe
• create simple reports about animals they are studying
Even very young children enjoy sharing what they learn about animals.
animal research project
One way to support these activities is to give kids clear structures for recording their thinking. Simple graphic organizers help them focus on important information, such as what the animal eats, where it lives, and how it grows.

If you are looking for ready-to-use templates to guide this process, my Animal Research Templates and Graphic Organizers help them organize their ideas and create simple reports about animals they are studying.
4 animal research planning templates

Connecting Research with Life Cycles

Research projects don’t need to be complicated in the primary classroom. Short, focused investigations work very well.
Kids might research animals such as:
• butterflies
• frogs
• chickens
• salmon
• dogs or cats

After learning about the animal, they can connect their research to the animal’s life cycle and share their findings with the class.

​These kinds of projects help them develop early research and writing skills while learning about the natural world.

Free Butterfly Life Cycle Poster

To support life cycle studies, I’ve also created a free butterfly life cycle poster that you can use during your lessons. It’s a simple visual that helps kids see the stages from egg to caterpillar to chrysalis to butterfly.
Visual supports like this make it easier for young children to remember the stages and talk about the changes they observe.
butterfly life cycle poster
Get your free poster here
If you enjoy teaching this topic, you might also like to explore my Animal Life Cycles Bundle. It includes a variety of activities designed to help children explore how animals grow and change.

Life cycle studies often become some of the most memorable science lessons of the year. When children see living things grow and change right in front of them, science stops being something in a book.
It becomes something real.
animal life cycles bundle
While animal life cycles are fascinating for children to explore, they are only part of the story. Plants grow and change in their own amazing ways as well. In an upcoming post, I’ll share some simple ways to explore plant life cycles in the classroom, including one of my favorite activities, growing beans with kids and watching them sprout.
planting seeds
sign up for my newsletter to stay up to date with tips, new products and special happenings.
Talk soon. Thanks for stopping by. Charlene

Related Posts

life science study of animals

How We Can Help Make Teaching Measurement Less Confusing For Kids?

2/22/2026

 
Have you ever been halfway through a measurement lesson and thought, Why is this so confusing for the kids? I have. The more I thought about it, the more I realized that measurement is actually quite complex.

Before we even get into units, let me mention something small, but important. If you notice I’m spelling words a bit differently, like millimetre (millimeter) or metre (meter), that’s because spelling depends on where you live. In Canada, we use the “-re” ending. In the United States, it’s usually “-er.”Same word. Different spelling.

And honestly, that sums up measurement pretty well. It looks simple… until you look a little closer.
how to help kids understand measurement units

We Live in a Mixed-Unit World

I live in Canada, where we officially use the metric system. But even here, we constantly move between systems.
​
Height is often given in feet and inches, but at the doctor’s office, it’s centimetres (centimeters) and kilograms.
The weather is in degrees Celsius, but many ovens still use Fahrenheit.
Gas is sold by the litre (liter) here and by the gallon in the U.S.
metric and customary measurement units
And while the United States primarily uses customary units, metric is still everywhere there too, in science classes, food labels (grams), soda bottles (2 litres/liters), and races like a 5K. They may measure classroom objects in inches but read grams on a snack label. They may hear miles on a road sign but kilometres (kilometers) during the Olympics.

So whether you teach in Canada or the U.S., your students are exposed to both systems. Measurement isn’t neatly divided in real life. And then we expect it to feel neat in the classroom.
measurement is a mix of systems

Measurement Isn’t Just Math

It’s language. It’s context. It’s daily life.

Our students are trying to understand:
  • Multiple systems
  • Multiple units within each system
  • Units that change depending on the situation
  • Different spellings
  • Real-world inconsistencies

That’s a lot for primary children who are still building number sense. Their confusion makes sense.
measurement isn't just math.

Start With Non-Standard Measurement

In the primary grades, the goal isn’t to convert quickly. It’s to understand.

Before I introduce centimetres (centimeters) or inches, I have the children measure using paper clips, cubes, popsicle sticks, or even their own footsteps. We measure desks, books, and tables. Then we compare answers.

When they notice that they got different numbers because they used different-sized units, they begin to understand why standard units matter.
​
If you’re looking for something simple to support this stage, here is a free non-standard measurement activity that walks kids through measuring, recording, and comparing without overwhelming them.
measuring activity with non-standard measuring units
Get your free copy here

Build Strong Benchmarks

When we move into standard measurement, I like to build anchor charts with students. We list the units. We talk about when each one makes sense.

We include real-life benchmarks:
  • A metre (meter) is about the width of a doorway.
  • A centimetre( centimeter) is about the width of a fingernail.
  • A litre (liter) is about the size of a carton of milk.
Those mental anchors are powerful.

Here are some ready-to-use measurement anchor charts that can support those conversations and stay up in the room all year. They contain both Canadian and American spellings so you can choose the ones that fit your situation.
metric and customary units conversions

Keep It Real

A few simple activities go a long way:
  • Measurement sort: Match objects to reasonable units.
  • Estimate first, measure second: Build internal reference points.
  • Measurement walk: Measure real classroom spaces.
  • Cooking connections: Let measurement feel useful.
The discussions matter more than perfect answers.

Measurement Is Messy… and That’s Okay 

The longer I teach and now volunteer, the more I realize something. Measurement feels complicated because it is complicated in real life.

We switch systems. We switch units. We switch spellings. And somehow we expect children to master it neatly in a short unit.

Maybe the goal isn’t perfection. Maybe it’s confidence. If students leave understanding that:
  • Units help us communicate clearly
  • Different units serve different purposes
  • It’s okay to pause and think about what makes sense
… then we’ve done something meaningful.
connect measurement instruction to real life experiences
We aren’t just teaching them how to use a ruler. We’re helping them make sense of the world they live in. And in a world that mixes kilometres (kilometers) and miles, litres (liters) and gallons, Celsius and Fahrenheit…that matters.
Sign up for my newsletter to stay up to date with tips, new products and special happenings
Talk soon. Thanks for stopping by. Charlene

Related Posts

non standard measurement and young children
<<Previous
    Diamond Mom headshot and logo

    About Me Charlene Sequeira

    I am a wife, mother of 4, grandmother of 9, and a retired primary and music teacher. I love working with kids and continue to volunteer at school and teach ukulele.

    Diamond Mom's Treasury logo
    newsletter signup for Diamond Mom's Treasury

    RSS Feed

    Categories

    All
    Acts Of Kindness
    American
    Art Project
    Assessments
    Back To School
    Canadian
    Christmas
    Classroom
    Classroom Management
    Classroom Resources
    Differentiation
    Diy
    Fall
    Family
    Freebies
    French Language
    Halloween
    Literacy
    Mapping
    Math
    Measurement
    Money
    Music
    Online-learning
    Online-learning
    Reading
    Remembrance Day
    Research
    Science
    SEL
    Self Esteem
    Social Studies
    Special Days
    Spring
    Summer
    Task Cards
    Teaching Tips
    Technology
    Thanksgiving
    Tips
    Veterans Day
    Winter
    Writing

    Archives

    June 2026
    May 2026
    April 2026
    March 2026
    February 2026
    January 2026
    December 2025
    November 2025
    October 2025
    September 2025
    August 2025
    July 2025
    June 2025
    May 2025
    April 2025
    March 2025
    February 2025
    January 2025
    December 2024
    November 2024
    October 2024
    September 2024
    August 2024
    July 2024
    June 2024
    May 2024
    April 2024
    March 2024
    February 2024
    January 2024
    December 2023
    November 2023
    October 2023
    September 2023
    August 2023
    July 2023
    June 2023
    May 2023
    April 2023
    March 2023
    February 2023
    January 2023
    December 2022
    November 2022
    October 2022
    September 2022
    August 2022
    July 2022
    June 2022
    May 2022
    April 2022
    March 2022
    February 2022
    January 2022
    December 2021
    November 2021
    October 2021
    September 2021
    August 2021
    July 2021
    June 2021
    May 2021
    April 2021
    March 2021
    February 2021
    January 2021
    December 2020
    November 2020
    October 2020
    September 2020
    August 2020
    July 2020
    June 2020
    April 2020
    February 2020
    January 2020
    September 2019
    June 2019
    January 2019
    November 2018
    September 2018
    July 2018
    March 2018
    February 2018
    January 2018
    November 2017
    October 2017
    August 2017
    July 2017
    June 2017
    May 2017
    April 2017
    March 2017
    February 2017
    November 2016
    October 2016
    September 2016
    August 2016
    July 2016
    June 2016
    May 2016
    April 2016
    March 2016
    February 2016
    December 2015
    November 2015
    October 2015
    September 2015
    August 2015
    July 2015
    June 2015
    February 2015
    December 2014
    November 2014
    October 2014
    September 2014
    August 2014
    July 2014
    June 2014
    May 2014
    April 2014
    March 2014
    February 2014
    January 2014
    December 2013
    November 2013
    October 2013
    September 2013
    August 2013
    July 2013
    June 2013
    May 2013
    April 2013
    March 2013
    February 2013
    January 2013
    December 2012
    November 2012
    October 2012

Proudly powered by Weebly
  • Home
  • About Me
  • Blog
  • Contact Me
  • Featured Resources Of The Month